Books

Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

Average customer rating:

get control of your finances..
Informative
Author full of himself -- content is pedestrian
Recommended ONLY if this is your first finance book
Buy it, read it, use it!

Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner
David Bach
Manufacturer: Broadway
ProductGroup: Book
Binding: Paperback

General | Business & Investing | Subjects | Books

Introduction | Investing | Business & Investing | Subjects | Books

Financial Planning | Personal Finance | Business & Investing | Subjects | Books

General | Personal Finance | Business & Investing | Subjects | Books

Look Inside Business Books | Trip | Specialty Stores | Books

Look Inside Fiction Books | Trip | Specialty Stores | Books
Similar Items:

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series)
The Automatic Millionaire : A Powerful One-Step Plan to Live and Finish Rich
Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams (Revised Edition)
The Finish Rich Workbook: Creating a Personalized Plan for a Richer Future (Get out of debt, Put your dreams in action and achieve Financial Freedom
The Automatic Millionaire Homeowner: A Powerful Plan to Finish Rich in Real Estate

ASIN: 0767904842
Release Date: 2002-01-08

Amazon.com

Like many savvy business people of the 21st century, David Bach offered his first pearls of financial wisdom to women, in his bestselling book Smart Women Finish Rich. Recognizing that these women are often accompanied by significant others and that money arguments are the number one cause of divorce in America, Bach has now broadened his scope. Presumably intended to help change this depressing statistic, Smart Couples Finish Rich is a well-written financial planning tool, packed with useful charts and information, inspiring examples, and practical advice.

For people who've been disappointed by the shallowness of some of the "quick tips" self-help books out there, the subtitle of this book is a little misleading. Bach's nine steps are not instant change techniques or chirpy little quips to recite to yourself whenever you go to balance your checkbook. Instead, the first few steps include a series of exercises that will help you determine what you know (and don't know, or understand) about saving and investing, what role money should play in your life (which includes understanding your values), and how to work together toward a common financial goal. From there, Bach teaches his readers how to account for "disappearing" money, how to build retirement, security, and dream baskets of wealth (providing detailed options for all three), and how to avoid the most common financial mistakes most couples make. Though the focus of the book is predominantly on working with your existing income, Bach includes a final chapter entitled "Increase Your Income by 10 Percent in Nine Weeks."

Bach's writing style is engaging and his advice is user-friendly. A successful financial planner, he obviously believes passionately in all the "fringe" benefits of being financially responsible but employs a no-nonsense approach that makes financial smarts available to everyone. So whether you're 25 and just starting out on the earning, saving, and spending road or you plan to retire next year; whether you've recently got hitched for the first time or you've just entered your fourth marriage; and whether financial planning comes first or last on your list of fun things to do, the advice in Smart Couples Finish Rich is worth heeding. It's not about becoming a money-obsessed bore, it's about getting smart... and rich. --S. Ketchum

Book Description

From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management. Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together!

Download Description

Fighting about money is the number-one reason for divorce in America. David Bach knows that it does not need to be this way. In Smart Couples Finish Rich, David Bach makes his tips available for everyone trying to navigate the complex joint-finance waters.

Customer Reviews:

get control of your finances.........2007-06-27

This is the book which helped me priortize and organize my financial records and life. The information is organized into 3 baskets(retirement, security & dream) based on their priority. It has helped me immensely to
have discipline and control in my financial life. I followed the steps, plan to maximize my retirement contibution this year, now have a security fund, bought life & disability insurance to secure my family and organized my financial records using inventory planner.

Informative.......2007-06-10

I read this book aloud with my husband and we discussed it all along the way. It brings some common-sense ideals together in a well-explained, organized fashion and sells them well. We've all heard "pay yourself first," but this book explains how best to achieve that adage in today's financial environment.

The book is not just about cutting out gourmet coffee-- in fact it doesn't suggest that at all. The author illustrates how people typically fail to prioritize their savings by showing how easily they would spend $3 a day on a latte, but say they cannot afford to put away more money in their 401(k).

The author's idea of "baskets" gives couples a game plan for their retirement, security and recreation. The worksheets provided in the book are helpful by helping couples articulate their dreams and goals both individually and jointly. Couples may also be surprised when they sit down to analyze their current financial picture during one exercise in this book!

If you are ready for advice on a financial game plan, then this is a great book for you and your significant other. (See Bach's other books if the "couple" factor does not apply or appeal to you but you want to understand his philosophies.)

Author full of himself -- content is pedestrian.......2007-05-21

First - the author must have said about 100 times how he has lectured hundreds of thousands of people, and has been an advisor to hundreds -- so what? This guy must be so full of himself, or insecure it is not even funny.

Second, the suggestions in his book are nothing new - e.g., pay yourself first, avoid the expensive coffee, talk to your spouse about finance. I did not find any insight in this book. I would not recommend this.

Recommended ONLY if this is your first finance book.......2007-05-13

I've been reading about finance mostly in the last one year, and I've read a few books so far. When I saw this book, and flapped through the pages I was very excited about the book and thought i should buy it.One side of me was telling me not to do though, but after seeing the book recommended in BusinessWeek I finally bought it.
The book was dissappointment for someone who has been reading finance. The author tells you that being rich is so EASY: Basically do not spend money at all, and every single cent you earn you should invest (No one needs to be expert to know that). He gives a Latte Factor example, and of coarse puts several of these handy dandy charts where if you earned 15% annually your money would be this much in 30 years, and so on.
What really annoyed me was the advice he gave,here is basically his rules
1.Maximize your 401k, if you can't, you should put at least 15% (your spouse should also put that same amount).
2.Also make sure you save 10% each month into some kind of savings your mutual fund accout (PAY yourself first).
3.Ohh by the way you should also put 10% extra each month for your mortgage.
To be able to do these you need do more than just NOT drinking Lattes. An average latte costs 3.5 dollars, multiply that with 240 (appr. week days). You save 840$. If you did the math you can't accomplish all this by just saving money from a latte. I agree with him that Latte's are expensive, and you should mostly drink at home. Why do I keep mentioning Latte's because he almost has a chapter devoted to Lattes himself.
Another dissappointing thing was the authors lack of basic Economic principle (He should go a study ECON101 again). He is saying in the next 6 weeks you can easilyy make an additional income of 10%. Saying it and being realistic are two different things. For self employeed he says just simply jack up your prices. First of all if you had a lot of demand for your product/service, and it was hard to supply it to all your customers, you would have already increased your prices (You don't need this book to tell you that). And if you don't have that much demand increasing your prices will result in a loss most likely, because you would lose Customers (Unless you are a monopoly in your area of coarse). So its NOT you who determines what how much you earn, its the market and the customers, so be carefull in increasing your prices so quickly. Its about all SUPPLY and Demand. Do your math.
There were several things like this in the book where the author neglects important things. But as i said in my title if this is your first book on Finance, you should buy it, because he points on several usefull things also.
In conclusion, i would not recommend this book for people who have been reading finance, you are much better off by picking an ECO101 book...

Buy it, read it, use it!.......2007-03-20

Smart Couples Finish Rich by David Bach

I can't recommend this book highly enough! Taylor and I have been reading up on finances lately, trying to get our act together to start our retirement fund and other importqant things. This is the latest book we've read on the topic--and it's a good one!

Bach presents the problems faced by couples (though triads and other combinations should also take note) when dealing with finances. Not just who pays what bill, but what needs to be done to save enough money to retire comfortably, and how much is realistic when it comes to investments, life and health and disabilty insurance, wills and other things. Rather than guilting the reader, he presents a (mostly) positive outlook--even couples who are in their fifties can still start saving for retirement, though it may take more work. Bach also explains common retirement funds, like 401ks and the nonprofit and self employed alternatives, as well as IRAs and Roth IRAs, CDs and other such things.

And it's well-written. This isn't a book full of jargon; rather, it's in plain English, easy to understand, and actually *fun* to read. You won't get bored, I guarantee it. Bach mixes information with helpful anecdotes, all with an open, friendly writing style.

The time to start saving is NOW, and this book is a great help for anyone with a significant other(s)--even if your total combined income is under $50,000 a year, you can still use the principles in this book to work on securing your financial future as well as anyone.

Average customer rating:

Smart Couples Finish Rich -
David Bach -
Manufacturer: Broadway Press -
ProductGroup: Book
Binding: Hardcover
ASIN: B000P10TVO

Average customer rating:

Smart Couples Finish Rich - 9 Steps To Creating A Rich Future For You And Your Partner
David Bach
Manufacturer: Broadway Books
ProductGroup: Book
Binding: Paperback
ASIN: B000L18B54

Books:

Books